Monday, October 12, 2009

17-Pound, 4-Month-Old Baby Denied Health Insurance for Being Too Fat

17-Pound, 4-Month-Old Baby Denied Health Insurance for Being Too Fat - Children's Health - FOXNews.com

Nothing brings a smile to an adult's face quicker than the sight of a happy, chubby baby.
But the sight of 4-month-old Alex Lange, who measures 25-inches long and weighs 17 pounds, is bringing a frown to the hypothetical face of insurance company Rocky Mountain Health Plans, The Denver Post reported on its Web site Monday.

The biggest issue is the fact that health insurance companies will not even try to cover people. They want to insure only those who are in perfect health so they can collect the premiums. Health insurance companies push and will continue to push people with pre-existing conditions to state high-risk pools. The premiums in those programs are higher than the highest premiums of the health insurance companies.

I still believe that tort reform is needed in a major way when it comes to medical lawsuits. If the doctor or hospital has done something criminally wrong, then I say throw the book at them. But, if the doctor and hospital have done everything humanly possible, then we don't sue. Doctors and hospitals can only do so much. There are 2 rules in medicine.

1. People die.
2. Doctors, no matter how hard they try or what they do, can't change rule #1.

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